Because we know it's our people that set us apart .

From extensive wellness programs to 401(k) and work-life balance, our comprehensive benefits are designed to attract and retain great people. 

We've got you covered.

Medical, Dental and Vision Insurance:

Employees can choose from a variety of plans available upon date of hire. 

United Healthcare creates and publishes a cost transparency tool in the form of Machine-Readable Files on behalf of Cullent/Frost Bankers, Inc. Group Health Plan. To link to these Machine-Readable files click here

Flexible Spending Account (FSA):


A tax-deferred spending account is available for medical and childcare expenses. 

Frost Fit:

Frost rewards employees for healthy habits. 

Life Insurance: 

Frost provides life insurance to our employees at no cost. 

Long Term Disability Insurance: 

Frost provides long term disability insurance at no cost. Benefits may be payable after the employee has been unable to work for six months. 

Employee Assistance Program: 


This program provides various support services including emotional, financial and legal counseling. 


Savings comes standard.


Enrollment is automatic. All contributions are immediately vested upon enrollment. 


Value your work and your life.


Employees receive paid time off for declared holidays

Paid Time Off:

Employees receive 5 to 25 days of vacation per year based on their length of service and officer title. Employees also receive sick time, child care time, personal days and time off for community service.  

Frost for Good:

Frost's volunteer organization that allows employees, as well as their friends and family, to give back to their community.  


We support your future growth.

Tuition Reimbursement:

Frost reimburses employees for eligible tuition expenses. 

Training Classes and Leadership Development:

Frost offers many classes internally to assist employees in their personal and professional development. 


Additional benefits for all.

Referral Bonus Program:

Employees who refer qualified hires will receive a bonus for each hire. 

Employee Discounts:


Various special discounts are available for Frost employees. 

Tom Frost Scholarship:

Frost awards multiple renewable scholarships each year to the children of qualified employees. 

Discover your options.